Get ready to buy your first home with as little as 5% deposit!

Increase in “First Home Grant” house price caps

  ‘First Home Grant’ Changes The government have just increased the “First Home Grant” house price caps in many areas of the country after the post Covid-19 property price surge, which will allow more Kiwis to access the grant to increase their house deposit.   What’s Happening to the House Price Caps? In Auckland, the…

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What do the amendments to the “CCCFA” mean for borrowers?

CCCFA Amendments

  The Credit Contracts & Consumer Finance Act (CCCFA) is intended to protect vulnerable borrowers, and ensure that lenders adhere to responsible lending practices, provide the full disclosure of the true cost of the loan/credit facility they are taking out, and with recent amendments made, the Act continues to protect consumers from harmful lending practices.…

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How can I come up with a house deposit?

  It’s tough out there in the current property market if you’re a first home buyer wanting to take that giant leap to get on the property ladder.  Every dollar counts though, and to put this into perspective, for every $1,000 you have in deposit, this could add $10,000 to $20,000 to your overall purchase…

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Complete a KiwiSaver Check Now

It’s that time of year again!  When the Government will pay 50 cents for every dollar that you contribute to your KiwiSaver, up to a maximum of $521.43. You may not check your KiwiSaver account often, but now is the time. Have you contributed a minimum amount of $1,042.86 to your KiwiSaver account since last…

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Where we’ve featured recently…

  Regional News Issue #169 – 12 April 2022 https://www.flipsnack.com/regionalnews/regional-news-issue-169-april-12th-2022.html    Are you a first home buyer?  Do you need some expert mortgage advice?  Fill in the form below and we’ll be in touch to discuss what options are available.  

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