Changes to the Bright-Line Test

Bright-Line Test changes - what this means for first home buyers.

  What is the Bright-Line property rule? If you sell a residential property within a set period of time after acquiring it, you may have to pay income tax on any gain on the sale, unless an exclusion or rollover relief applies.  This also applies to New Zealand tax residents who sell overseas residential properties*.…

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Buying vs. Renting

Making the Right Decision in Today’s Market In the ever-evolving landscape of today’s property market, one of the most significant decisions facing individuals and families is whether to buy a home or continue renting.  With fluctuating interest rates, changing market conditions, and personal financial situations, this decision is more complex than ever.  At Connect Me…

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The Role of a Mortgage Adviser: Guiding You to Your New Home

Guiding you to your new home.

  Stepping into the world of home ownership is a significant milestone.  It’s a path lined with questions, decisions, and significant financial considerations.  At Connect Me Mortgages, our trusted advisers are there to guide you every step of the way, equipping you with the knowledge to make informed decisions.   In this blog, we’ll uncover…

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Entering the property market, smoothly.

  Entering the property market requires a strategic approach and comprehensive understanding of the various processes involved.  However, at Connect Me Mortgages we aim to help you navigate these complexities with ease.  In this blog we will share; the importance of obtaining pre-approval, delve into the intricacies of personal finance management, explore the necessity of…

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Understanding Loan Restructuring

A path to better repayment terms.

Taking a Close Look When it comes to managing your finances, it may be time to consider the benefits of loan restructuring.  By taking a close look at your current financial position, you might discover that there’s room for some beneficial changes.  Restructuring, at its core, offers a fresh approach by potentially breaking down your…

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