Using Your Equity: No Cash Deposit Needed

Using Your Equity: No Cash Deposit Needed

  Have you owned your property for 5-10 years and are now considering your next financial move?  If so, it might be time to consider whether an investment property could be part of your retirement strategy.  Many homeowners overlook the potential of leveraging their existing home to purchase an investment property, which can be a…

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Interest rates expiring? What to consider when seeking advice.

What to consider when seeking advice?

  As interest rates change, it’s crucial to reassess your home loan structure to ensure your money is working for you in the best way possible.  Navigating the complexities of expiring interest rates and restructuring can be daunting, but with the right guidance, you can make informed decisions that benefit your financial future. In this…

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Changes to the Bright-Line Test

Bright-Line Test changes - what this means for first home buyers.

  What is the Bright-Line property rule? If you sell a residential property within a set period of time after acquiring it, you may have to pay income tax on any gain on the sale, unless an exclusion or rollover relief applies.  This also applies to New Zealand tax residents who sell overseas residential properties*.…

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Buying vs. Renting

Making the Right Decision in Today’s Market In the ever-evolving landscape of today’s property market, one of the most significant decisions facing individuals and families is whether to buy a home or continue renting.  With fluctuating interest rates, changing market conditions, and personal financial situations, this decision is more complex than ever.  At Connect Me…

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The Role of a Mortgage Adviser: Guiding You to Your New Home

Guiding you to your new home.

  Stepping into the world of home ownership is a significant milestone.  It’s a path lined with questions, decisions, and significant financial considerations.  At Connect Me Mortgages, our trusted advisers are there to guide you every step of the way, equipping you with the knowledge to make informed decisions.   In this blog, we’ll uncover…

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