Your Second Chance at Financial Success
Non-Bank Lending: A Viable Option for Kiwis in Need
Managing finances can be tough, and despite our best efforts, we may find ourselves in a situation where we need some extra help.
Are you having trouble securing a loan from a bank? Maybe you have a less than perfect credit history; or you’re self-employed and having difficulty proving your income. You may have tax arrears to get on top of, or you are struggling with large amounts of short-term debts, making it difficult to get back on track.
Non-bank lenders can often provide a solution for those who have been declined by a bank, and that’s where we come in.
What is a non-bank lender?
Non-bank lenders are financial institutions that provide loans to individuals, companies, and trusts. Since non-bank lenders are not always subject to the same lending regulations as banks, they can often provide solutions for those who have been declined by a bank.
Non-bank lending has several advantages. The approval process can be much quicker than with a bank; and often require less supporting documentation than a bank, making all the difference when you need to get funds quickly. And you’re not always constrained by poor credit history; or the inability to prove income.
How can non-bank lending help?
At Connect Me, we’re all about helping people find the right financial solutions to meet their needs. If this solution involves a non-bank lender, we also realise the importance of setting a plan in place to make sure you can move the loan to a bank in the future. These types of loans can be seen as a band-aid to see you through a tough period and get you back on track.
We understand that sometimes people let things slide, but that doesn’t mean you can’t get back to the bank. Our system automates reminders and follow-ups to make sure our clients transition back to a bank at the right time and get their finances on the right track.
From feeling like there are no options to Finance Approval
We understand that securing finance can be challenging, especially if your circumstances don’t conform to the lending requirements of the major trading banks. That’s why we have access to a wide range of lenders who have products that can work for your unique situation.
If your bank has said no, it doesn’t mean all banks or lenders will say no. We can advise lending solutions that can help with your financial goals, even if you have adverse credit, trouble proving income, or are facing a change in your circumstances that affects you financially.
Our mission is simple: we want to help you find the financial solutions you need to succeed. We’re committed to helping you get back on track. So, if you’re struggling with your finances, contact us today, and let’s work together to find a solution that works for you!