BUYING YOUR FIRST HOME IS AN EXCITING STAGE OF YOUR LIFE AND CAN BE A LITTLE SCARY.
At Connect Me Mortgages we believe in breaking down the process into easy to understand steps, to take the stress out of buying your new home.
What we’ve found at Connect Me Mortgages, is that the two most commonly asked questions from first home buyers is “how much can I borrow?” and “what will my repayments be?” That is why we answer both these questions on the first initial enquiry.
We then always recommend that we arrange a pre-approval for finance, so that you will know that the bank or finance provider is happy with you as a borrower to obtain the home loan you need; then you can start property hunting with confidence.
Here are some of the basic steps we take when we assist you with financing your new home:
We will complete a series of questions with you to better understand your current financial position, and any future upcoming changes to your financial position – this is key to providing advice later when we discuss how to best structure your home loan to your advantage.
We will talk you through everything you will need to know about buying your first home, from the different ways properties will be advertised, things to be aware of with different property types, through to things to consider when making an offer, and what will happen on the day you collect the keys to your new home.
We can connect you with industry related professionals in need such as building inspectors and legal/conveyancing professionals, and we liaise with them on your behalf.
We will explain how home loan products work and provide recommendations on how to best structure your home loan to suit your current financial situation, whilst also considering any financial or personal family goals you may have.
At Connect Me Mortgages, we not only help you finance your first home, we will be there to review your home loan when you have a change in circumstances, such as an employment or income change or when a fixed rate comes to the end of its fixed term.