BUYING YOUR FIRST HOME IS AN EXCITING STAGE OF YOUR LIFE AND CAN BE A LITTLE SCARY.
At Connect Me Mortgages we believe in breaking down the process into easy to understand steps, to take the stress out of buying your new home.
What we’ve found at Connect Me Mortgages, is that the two most commonly asked questions from first home buyers are; “how much can I borrow?” and “what will my repayments be?” We can provide an answer to both of these questions when you apply online.
We then always recommend that we arrange a pre-approval for finance so that you will know that the bank or finance provider is happy with you as a borrower to obtain the home loan you need; then you can start property hunting with confidence.
Don't know if you're ready to buy your first home right now? If you apply online below, we can check your financial position and let you know whether it's something you can achieve right now; or whether there are some extra steps that you will need to take before we progress your application through to a bank or finance provider.
In the meantime, check out our blog, where you'll find more information about deposits and how you can grow your deposit to achieve homeownership.
Here are some of the basic steps we take when we assist you with financing your new home:
We will complete a series of questions with you to better understand your current financial position, and any future upcoming changes to your financial position – this is key to providing advice later when we discuss how to best structure your home loan to your advantage.
We will talk you through everything you will need to know about buying your first home, from the different ways properties will be advertised, things to be aware of with different property types, through to things to consider when making an offer, and what will happen on the day you collect the keys to your new home.
We can connect you with industry-related professionals in need such as building inspectors and legal/conveyancing professionals, and we liaise with them on your behalf.
We will explain how home loan products work and provide recommendations on how to best structure your home loan to suit your current financial situation, whilst also considering any financial or personal family goals you may have.
At Connect Me Mortgages, we not only help you finance your first home, we will be there to review your home loan when you have a change in circumstances, such as an employment or income change or when a fixed rate comes to the end of its fixed term.